Stearns WHY NOW'S THE IDEAL TIME LENDING TO BUY YOUR FIRST HOME Home ownership's more than an investment in your future. It's a place to make you own, and a venue for creating lasting memories. So when you're ready to buy, I'm ready to assist you. Low down payments get you home sooner. We offer mortgages that don't require a big down payment - only 3.5% down or less.' You may qualify for down payment assistance from your state or county. And if you're a military veteran or in active service, you may qualify for a VA loan with no money down. We're ready when you are. CALL ME TO LEARN MORE ABOUT YOUR HOME FINANCING OPTIONS, AND FOR ANSWERS TO YOUR QUESTIONS. 1. Loens orer 80% LTV may sequre morgage inaurence which wil increase the morthly payment 2 Income restictons apply 3. Ciosing costs and VA Funding fo are roquired. SHARON GENEROTTI Producing Branch Manager NMLS# 127937 GET IN TOUCH Direct: (570) 417-1428 5 Zimmerman Street sgenerotti@stearns.com www.sharongenerotti.com Clarks Summit, PA 18411 Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending. LLC offers many loan products. Steams Lending. LLC is a Califomia Limited Liability Company headguartered at 401 E. Corporate Drive, Suite 150. Lewisville, TX 75057. (800) 350-LEND (5363) Company NMLSi 1854 (www.nmisconsumeraccess.org). This information is accurate as of February 25, 20200 2020 Stearns Lending, LLC AI Rights Reserved. Steams Lending, LLC also operates under the trade name Stearns Home Loans in all states except for Arizona, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance LENDER Virginia State Corporation Commission Lender/Broker License MC-2184 Stearns WHY NOW'S THE IDEAL TIME LENDING TO BUY YOUR FIRST HOME Home ownership's more than an investment in your future. It's a place to make you own, and a venue for creating lasting memories. So when you're ready to buy, I'm ready to assist you. Low down payments get you home sooner. We offer mortgages that don't require a big down payment - only 3.5% down or less.' You may qualify for down payment assistance from your state or county. And if you're a military veteran or in active service, you may qualify for a VA loan with no money down. We're ready when you are. CALL ME TO LEARN MORE ABOUT YOUR HOME FINANCING OPTIONS, AND FOR ANSWERS TO YOUR QUESTIONS. 1. Loens orer 80% LTV may sequre morgage inaurence which wil increase the morthly payment 2 Income restictons apply 3. Ciosing costs and VA Funding fo are roquired. SHARON GENEROTTI Producing Branch Manager NMLS# 127937 GET IN TOUCH Direct: (570) 417-1428 5 Zimmerman Street sgenerotti@stearns.com www.sharongenerotti.com Clarks Summit, PA 18411 Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending. LLC offers many loan products. Steams Lending. LLC is a Califomia Limited Liability Company headguartered at 401 E. Corporate Drive, Suite 150. Lewisville, TX 75057. (800) 350-LEND (5363) Company NMLSi 1854 (www.nmisconsumeraccess.org). This information is accurate as of February 25, 20200 2020 Stearns Lending, LLC AI Rights Reserved. Steams Lending, LLC also operates under the trade name Stearns Home Loans in all states except for Arizona, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance LENDER Virginia State Corporation Commission Lender/Broker License MC-2184