Stearns READY A MOVE? LENDING I'M HERE TO HELP. If you're planning to buy your next home soon, or refinance your current abode, today's low interest rates could save you thousands over the term of your home loan. And, you don't need to put 20% down to get a great rate! We offer safe and secure loan application options, so you can choose the one you want and apply when you have a little free time. DO IT YOUR WAY: Over the Phone: Call me to apply, and your application will be immediately sent to our digital underwriting system. Completely Digital: I can send you a link to go directly to our digital app or you can apply via my website listed below, no phone call required. A Little Bit of Both: We can apply together via screen share and l'll walk you through the process over the phone in real time. THESE HISTORICALLY LOW INTEREST RATES WON'T BE AROUND FOREVER, SO WHY NOT APPLY FOR FINANCING NOW? MANUEL HICKS GET IN TOUCH Mortgage Loan Originator Direct: (570) 904-7862 NMLS# 1986052 manuel.hicks@stearns.com 5 Zimmerman Street Clarks Summit, PA 18411 Branch NMLS # 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending, LLC offers many loan products. Steams Lending. LLC is a Califomia Limited Liability Company headquartered at 401 E. Corporate Drive, Suite 150, Lewisvill, TX 75057. (800) 350-LEND (5363) Company NMLS 1854 (www.nmisconsumeracoess.org). This information is accurate as of Januarý 25, 2020.0 2020 Steams Lending, LLC AI Rights LENDER Stearns READY A MOVE? LENDING I'M HERE TO HELP. If you're planning to buy your next home soon, or refinance your current abode, today's low interest rates could save you thousands over the term of your home loan. And, you don't need to put 20% down to get a great rate! We offer safe and secure loan application options, so you can choose the one you want and apply when you have a little free time. DO IT YOUR WAY: Over the Phone: Call me to apply, and your application will be immediately sent to our digital underwriting system. Completely Digital: I can send you a link to go directly to our digital app or you can apply via my website listed below, no phone call required. A Little Bit of Both: We can apply together via screen share and l'll walk you through the process over the phone in real time. THESE HISTORICALLY LOW INTEREST RATES WON'T BE AROUND FOREVER, SO WHY NOT APPLY FOR FINANCING NOW? MANUEL HICKS GET IN TOUCH Mortgage Loan Originator Direct: (570) 904-7862 NMLS# 1986052 manuel.hicks@stearns.com 5 Zimmerman Street Clarks Summit, PA 18411 Branch NMLS # 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending, LLC offers many loan products. Steams Lending. LLC is a Califomia Limited Liability Company headquartered at 401 E. Corporate Drive, Suite 150, Lewisvill, TX 75057. (800) 350-LEND (5363) Company NMLS 1854 (www.nmisconsumeracoess.org). This information is accurate as of Januarý 25, 2020.0 2020 Steams Lending, LLC AI Rights LENDER