MOVE YOUR MONEYCD SPECIALS!LIMITEDTIME ONLY!Stop in today!3.00%APY136-MONTHCertificate of Deposit$25,000 minimum new money to open. 2.00%APY2FNCBBank 15-MONTHSimply betterCertificate of Deposit$25,000 minimum new money to open.Minimum deposit to eam the advertised Annual Percentage Yield is $25,000. APY on balances below$25,000 is 0.70% Periodic interest is compounded quarterly and credited monthly. At maturity, CD willautomatically renew at a 36 month term at the prevailing rate. APY is accurate as of 7/30/2018 and ap-plies only to the initial term of your certificate of deposit. Offer may be changed or discontinued at anytime. Penalty may be imposed for early withdrawal. CD must be opened with new money not currently ondeposit with FNCB Bank.Minimum deposit to eam the advertised Annual Percentage Yield is $25,000. APY on balances below$25,000 is 1.75%. Periodic interest is compounded quarterly and credited monthly At maturity, CD willautomatically renew at a 12 month term at the prevailing rate. APY is accurate as of 7/30/2018 and applies only to the initial term of your certificate of deposit. Offer may be changed or discontinued at anytime. Penalty may be imposed for early withdrawal. CD must be opened with new money not currently ondeposit with FNCB Bank.1-877-TRY-FNCB I fncb.com I Member FDIC80901835

Date: August 29, 2018

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FNCB Bank

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MOVE YOUR MONEY CD SPECIALS! LIMITED TIME ONLY! Stop in today! 3.00% APY1 36-MONTH Certificate of Deposit $25,000 minimum new money to open. 2.00% APY2 FNCBBank 15-MONTH Simply better Certificate of Deposit $25,000 minimum new money to open. Minimum deposit to eam the advertised Annual Percentage Yield is $25,000. APY on balances below $25,000 is 0.70% Periodic interest is compounded quarterly and credited monthly. At maturity, CD will automatically renew at a 36 month term at the prevailing rate. APY is accurate as of 7/30/2018 and ap- plies only to the initial term of your certificate of deposit. Offer may be changed or discontinued at any time. Penalty may be imposed for early withdrawal. CD must be opened with new money not currently on deposit with FNCB Bank. Minimum deposit to eam the advertised Annual Percentage Yield is $25,000. APY on balances below $25,000 is 1.75%. Periodic interest is compounded quarterly and credited monthly At maturity, CD will automatically renew at a 12 month term at the prevailing rate. APY is accurate as of 7/30/2018 and ap plies only to the initial term of your certificate of deposit. Offer may be changed or discontinued at any time. Penalty may be imposed for early withdrawal. CD must be opened with new money not currently on deposit with FNCB Bank. 1-877-TRY-FNCB I fncb.com I Member FDIC 80901835

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