Limitehime OfferPOINTSMORTGAGEA PRJ30 YEAR TERM800.692.6219WWW citizens-Savings.comSA VIN G S BANK*Annual Percentage Rate Rate for30 years requires 360 monthly payments at $476.84 per S100,000 borrowed. The APR shownIS for loans with Bank account. MemberAan auto draft from a Citizens Savings Aminimum of down paymentiSrequired, loans With lesSFDICthan 20% down requires private mortgage insurance. Payments do not include amounts for taxes and homeowners insurancepremiums and actual payment obligation will begreater Otherrates and terms available and are subject to change without notice.80816046

Date: March 15, 2017

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Citizens Savings Bank

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Limitehime Offer POINTSMORTGAGE A PRJ 30 YEAR TERM 800.692.6219 WWW citizens-Savings.com SA VIN G S BANK *Annual Percentage Rate Rate for30 years requires 360 monthly payments at $476.84 per S100,000 borrowed. The APR shown IS for loans with Bank account. Member A an auto draft from a Citizens Savings Aminimum of down paymentiSrequired, loans With lesS FDIC than 20% down requires private mortgage insurance. Payments do not include amounts for taxes and homeowners insurance premiums and actual payment obligation will begreater Otherrates and terms available and are subject to change without notice. 80816046