fall loanLoans for every wish on your listNo Closing Cost MortgageHome Equity Loan0.00 3.99%YEAR FIXED APRHome Equity Line of reditSmall Business Loan0.00% | 4.75%-MONTH INTRO APR-YEAR FIXED ARenovate your home, buy a new one, expand yourbusiness, consolidate bills. We've got customized loansto help you accomplish everything on your wish list. Askabout our affordable housing programs. The Fall Loan Eventends October 31, 2017, so stop in and see us soon.CBNAloanevent.comCommunityBank N.Á.Equal Housing LenderPERSONAL BUSINESS W EALTHValid on owne occupied 1-4-family nesidential properties to customers with marketable las determined by Lender ot Lenders Amomeyltitle to the property that is to secure the loan ADDITIONAL "NO CLOSING COST PRODUCT DISCLOSURE "No dlosing oosts meansno. orignation teetont$, application fee: food deck fee·credit report fee, mortgage recording ter abstract update, title search fees;apprasal fee bara attorney fee. leder ine rotacefee or mongage tax For mortgages with less than 20% den pynent. PrvateMotgage Iinbuance) is required and bomower is resporaible for PMll premiums Other applicable fees/charpes, including deedstamps or deed transfer taxes are not mortgage closing costs and will not be paid by the Bank If borrower selects an attorneytorepresent hiher, borrower is responsible for attomey's fee If borrower elects to obtain owner ptle insurance. bonower is respondiblefor owner title insurance premium The Bank will not pay for a survey or any other expense not specifically listed henein Property andharard insurance ane equined and ane the responsibility of the bonower Shouild the No Closing Cost Mortgage be closed or dischargedwithin three years of the origination, the Bank will collect the third-pany closing costs from the borrower that were waived when theloan was opened Single-wide mobile homes are not eligibile for a No Closing Cost Mortgage. Double-wide mobile homes ane elipble forthe  Closing Cost tlongageonly it permanently attached to a foundation aid on owner occuped 1-4 taniy residential propertiesto customers with markesable las detemined by Lender or Lender's Amomeyi ttle to the propety a is to secure the loan Minimumloan requirement of $10,00 Rate shown istor a loan with an LTVLoant-Value) rato of 80%  less of current appraised value ofpopoty securing the accommodaton less the balance of thebonover's first mortgage Example AS10000lorat 399% APR requires60 payments of $184 12 for principal and inperest (This payment does not incude amounts for taxes and insurance The atal peymentmdy be greater)Single-wide mobile homes are not eligible for Hiome Equity Lo Double-wide mobile thomes are eligible only ifpermanently attached to a foundation APR is accurabe as of 9/1/17 and is subject to change without notice Other terms, rates and loanamounts are available Not available for purchase transactions. Valid on owner-ocapied 1-4-family resideneial properties to customerswith marketable las determined by Lender or Lender's Aorney title to the property that is to secune the lon The 0% introductory rateis available for all Home Equity Line of Credit options A minimum draw of $25,000 is required at time of closing to qulity for advertisedoffer Ater 3 months the rane of interest vwill be adjusned to the then cuent Wall Street Journal WS.J) Phime Lending rate The rateof interest is variable, and will adjust in accordance with changes to the WSJ Prime Lending Rate, with a maximum rate of interestof 1450% Singlewide moble homes are not elgble for Home Equity Lines of Credit Double-wide mobile tones ane elgble only ifpermanently anached to a foundationspate of 4% "valable at a three-year fed-rate term with $250.00 or less nComnyBank. N.A loan celationships APR is accurate as of y3/17 and is subject to change without notice. New loans only Must hve an activeCommunity Bank business checking account All lans and lines are subject to credit approval

Date: October 4, 2017

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fall loan Loans for every wish on your list No Closing Cost Mortgage Home Equity Loan 0.00 3.99% YEAR FIXED APR Home Equity Line of reditSmall Business Loan 0.00% | 4.75% -MONTH INTRO APR -YEAR FIXED A Renovate your home, buy a new one, expand your business, consolidate bills. We've got customized loans to help you accomplish everything on your wish list. Ask about our affordable housing programs. The Fall Loan Event ends October 31, 2017, so stop in and see us soon. CBNAloanevent.com Community Bank N.Á. Equal Housing Lender PERSONAL BUSINESS W EALTH Valid on owne occupied 1-4-family nesidential properties to customers with marketable las determined by Lender ot Lenders Amomeyl title to the property that is to secure the loan ADDITIONAL "NO CLOSING COST PRODUCT DISCLOSURE "No dlosing oosts means no. orignation teetont$, application fee: food deck fee·credit report fee, mortgage recording ter abstract update, title search fees; apprasal fee bara attorney fee. leder ine rotacefee or mongage tax For mortgages with less than 20% den pynent. Prvate Motgage Iinbuance) is required and bomower is resporaible for PMll premiums Other applicable fees/charpes, including deed stamps or deed transfer taxes are not mortgage closing costs and will not be paid by the Bank If borrower selects an attorneyto represent hiher, borrower is responsible for attomey's fee If borrower elects to obtain owner ptle insurance. bonower is respondible for owner title insurance premium The Bank will not pay for a survey or any other expense not specifically listed henein Property and harard insurance ane equined and ane the responsibility of the bonower Shouild the No Closing Cost Mortgage be closed or discharged within three years of the origination, the Bank will collect the third-pany closing costs from the borrower that were waived when the loan was opened Single-wide mobile homes are not eligibile for a No Closing Cost Mortgage. Double-wide mobile homes ane elipble for the Closing Cost tlongageonly it permanently attached to a foundation aid on owner occuped 1-4 taniy residential properties to customers with markesable las detemined by Lender or Lender's Amomeyi ttle to the propety a is to secure the loan Minimum loan requirement of $10,00 Rate shown istor a loan with an LTVLoant-Value) rato of 80% less of current appraised value of popoty securing the accommodaton less the balance of thebonover's first mortgage Example AS10000lorat 399% APR requires 60 payments of $184 12 for principal and inperest (This payment does not incude amounts for taxes and insurance The atal peyment mdy be greater)Single-wide mobile homes are not eligible for Hiome Equity Lo Double-wide mobile thomes are eligible only if permanently attached to a foundation APR is accurabe as of 9/1/17 and is subject to change without notice Other terms, rates and loan amounts are available Not available for purchase transactions. Valid on owner-ocapied 1-4-family resideneial properties to customers with marketable las determined by Lender or Lender's Aorney title to the property that is to secune the lon The 0% introductory rate is available for all Home Equity Line of Credit options A minimum draw of $25,000 is required at time of closing to qulity for advertised offer Ater 3 months the rane of interest vwill be adjusned to the then cuent Wall Street Journal WS.J) Phime Lending rate The rate of interest is variable, and will adjust in accordance with changes to the WSJ Prime Lending Rate, with a maximum rate of interest of 1450% Singlewide moble homes are not elgble for Home Equity Lines of Credit Double-wide mobile tones ane elgble only if permanently anached to a foundationspate of 4% "valable at a three-year fed-rate term with $250.00 or less nComny Bank. N.A loan celationships APR is accurate as of y3/17 and is subject to change without notice. New loans only Must hve an active Community Bank business checking account All lans and lines are subject to credit approval

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