Time for a bigger spaceor better place?No closing costmortgages are here.bank happy.If your household is growing or you just want to upgrade yournest, we can help you save big with a no closing cost mortgage.The savings can easily add up to thousands of dollars.Stop into any branch or visit us online to learn more abouta no closing cost mortgage or any of our other affordablehousing programs.CBNA mortgage.comCommunityBank Na(O) inPERSONALBUSINESSWEALTHVald onowner occupied fanilyresidential properties Ftopenyand halatbinlurante ano requied andate the responsibilof the borrowerwith less than 20 parient Private Mor1gage insurance PMI required and customer itesponsible for PMI premiums0ther applicable feestharges, including deed stamps or deedoanstertakes are not mortgage closingcostsandwill at be paid by the Bank. facustomer elects to obtain ownertite raurance the customer is responsible for the owner title inwarance premin Single-wide moble homes arenoteigbio for a no closing cost mortgage, Double-wide mobile homes eligible then closing costmortgage otly it permanently attachedfoundation. Should the aediosingcost mortgage be closed or discharged within the tist three years, the Bank may colect the thidpartyclosing costi from the cultomer that were waived when the Roan was opened. acustomer selects an attorney to nepresent him/her customerresponsbir for attorney fees Community Bank willnot pay for a survey, nor any other item that sordinarily paid for by eseler.ADDEmONAL NOCOSNG COSTS PR00UCTDSa0SURE Noclosing costs means no origination feeMaoints application fee food check fiec credit reportfee.

Date: April 19, 2017

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Community Bank, N.A.

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Time for a bigger space or better place? No closing cost mortgages are here. bank happy. If your household is growing or you just want to upgrade your nest, we can help you save big with a no closing cost mortgage. The savings can easily add up to thousands of dollars. Stop into any branch or visit us online to learn more about a no closing cost mortgage or any of our other affordable housing programs. CBNA mortgage.com Community Bank Na (O) in PERSONAL BUSINESS WEALTH Vald onowner occupied fanilyresidential properties Ftopenyand halatbinlurante ano requied andate the responsibil of the borrower with less than 20 parient Private Mor1gage insurance PMI required and customer it esponsible for PMI premiums 0ther applicable feestharges, including deed stamps or deedoanstertakes are not mortgage closingcostsandwill at be paid by the Bank. fa customer elects to obtain ownertite raurance the customer is responsible for the owner title inwarance premin Single-wide moble homes are noteigbio for a no closing cost mortgage, Double-wide mobile homes eligible then closing costmortgage otly it permanently attached foundation. Should the aediosingcost mortgage be closed or discharged within the tist three years, the Bank may colect the thidparty closing costi from the cultomer that were waived when the Roan was opened. a customer selects an attorney to nepresent him/her customer responsbir for attorney fees Community Bank willnot pay for a survey, nor any other item that sordinarily paid for by eseler.ADDEmONAL NO COSNG COSTS PR00UCTDSa0SURE Noclosing costs means no origination feeMaoints application fee food check fiec credit reportfee.